How to Finance Your Next Vehicle at Lexus of Warwick

At our dealership in Warwick, when you find a vehicle you like, our finance team will help you find the perfect financial plan. But if you're financing a vehicle for the first time, you may have some questions about the process, and we're here to help, so continue reading to learn more.

Apply for a Loan or Lease

To apply for auto financing at our dealership, customers from Cranston or East Providence must complete our finance application online or at our dealership. Applications take minutes to complete, and we'll require information like your name, address, phone number, and email address, as well as you're general income and if you're over 18.

Credit Check

Once a North Providence or Pawtucket resident has completed an application, we'll do a credit check. In most cases, a government ID is required to proceed, such as a driver's license, state ID, or passport. Just like every other part of the process, a credit check is generally fast.

If you're concerned that your credit score may hold you back from getting approved for a loan, don't be. You're guaranteed to be financed, as we work with any customer regardless of whether they have good, bad, or even no credit. The purpose of the credit check is to determine how much we're able to lend you so that you can find the appropriate used car for your budget.

Frequently Asked Questions

Do you offer used car specials?: Yes. We have various specials on the used models we offer so that Providence area shoppers can save even more money.

What kind of down payment do I need?: A 20% down payment is typically standard. But this number varies depending on the dealership.

Can I finance a Used Car: Of course. You can get an auto loan for any used model we sell.